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Effective investment does not focus only on wealth accumulation, but also focus on avoiding various kind of risks. Having a financial plan, you will own an investment goal and have better understanding on what kind of risks you are facing.
For Capital gain or Passive income?
One-time investment, or Regular saving?
Short, medium or long term.
How much is the expected return?
There are many items need to consider in investment, for example: Your ability and willingness to tolerate a decline in your investment values, Your personality and attitude on risk-taking, Risk and nature of the investment, etc.
If you need advice or professional insurance analysis, please contact our financial advisers.